A bank might specify alternative weights for averaging take a look at overall performance throughout assessment parts or other geographic regions. These different weights must be based on the lender's capability and Group needs and alternatives in certain geographic places.
The Board encourages conversation amongst users of the public and financial institutions, which includes via customers of the general public submitting published public feedback concerning Group credit rating requirements and prospects as well as a bank's history of assisting to meet Local community credit rating requirements.
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
The Workplace in the Federal Sign-up publishes paperwork on behalf of Federal companies but doesn't have any authority about their systems. We endorse you straight Make contact with the agency linked to the information in problem.
indicates, notwithstanding the definition of “compact small business” Within this section, a loan A part of “loans to smaller corporations” as noted in Program RC-C of the Call Report.
(i) All the information needed to the bank's public file must be taken care of at the main office and, if an interstate bank, at just one branch Office environment in Every single Condition; and
signifies a lender's loans in one of the next, different classes in a certain Retail Lending Test Spot:
(B) For each of the financial institution's facility-centered assessment locations within a nonmetropolitan location, the Nonmetropolitan Nationwide Local community Development Financing Benchmark measures the dollar volume of Local community improvement loans and Neighborhood progress investments that advantage or serve nonmetropolitan places inside the nationwide area for all massive depository institutions as compared to deposits located in nonmetropolitan locations inside the nationwide spot for all significant depository institutions.
The Lender Evaluation Spot Community Progress Financing Metric measures the greenback quantity of the lender's Neighborhood advancement loans and Group improvement investments that advantage or serve a facility-centered evaluation location in comparison with deposits from the financial institution that are located in the power-centered evaluation location, calculated pursuant to paragraph II.a of appendix B to this element.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(A) A copy of the general public section with the bank's most up-to-date CRA efficiency analysis and a list of expert services provided by the branch; and
A significant lender must gather and report back to the Board each year by April one a list of Every single retail lending evaluation spot exhibiting the States, MSAs, and counties from the retail lending evaluation spot for that prior calendar 12 months.
A considerable bank in addition to a constrained objective lender that might be a large financial institution based on the asset dimensions described while in the definition of a giant bank ought to gather check here and report to the Board per year by April 1 a summary of Each individual facility-primarily based assessment space showing the States, MSAs, and counties in the ability-centered evaluation region, as of December 31 on the prior calendar year or the last day the facility-based mostly evaluation space was in effect, presented the ability-dependent evaluation place was delineated for a minimum of 6 months with the prior calendar calendar year.
(1) For banks that manage a web site, all information essential for that lender's community file beneath this segment has to be taken care of around the lender's Web page.